Prime Federal Credit Union
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Loan Accounts
 
Unsecured Loans (Signature)
Personal12.75 APR36 months
  $500 Minimum $5000 Maximum /Years with employer or Prime membership
 
Share-Secured Loans
95% of account balance4.00 APRMaximum 60 months
  $1000 minimum
 
Vehicle Loans
New Auto6.25* APR60 months
**90% of value before tax and tags5.75* APR48 months
5.25* APR36 months
  100% financing with $500 secured in savings
Used Cars & Trucks up to 2 years old7.00* APR60 months
**90% of value before tax and tags6.50* APR48 months
6.00* APR36 months
Used Cars 3 to 6 years old7.50* APR48 months
7.00* APR36 months
Trucks 3 to 8 years old7.00* APR36 months
  *Rates reduced by .25% for Payroll Deduction
Auto over 6 years old11.00 APR36 months
  **80% of vehicle's value
 
Mortgages
2nd Mortgages\Home Improvement APRup to 15 years
  call for details
Fees & Disclosures
 
Deposit Account Fees
DRAFT BALANCE UNDER $505.00
DRAFT STOP PAY10.00
DRAFT - NSF20.00
DRAFT COPY5.00
DORMANT ACCT FEE5.00
CHECK RETURNED20.00
 
Miscellaneous Fees
MONEY ORDERS1.00
Wire Transfer - Domestic15.00
Wire Transfer - International40.00
Western Union - Domestic15.00
Western Union - International15.00-45.00
 

 

 
 
Prime Federal Credit Union

1130 Route 202, Suite B4 
Raritan, NJ 08869  USA
Phone: 908-704-9009  Fax: 908-704-9099
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